{"id":67267,"date":"2025-11-25T04:10:38","date_gmt":"2025-11-25T07:10:38","guid":{"rendered":"https:\/\/www.p31noticias.com.br\/?p=67267"},"modified":"2025-11-25T04:10:38","modified_gmt":"2025-11-25T07:10:38","slug":"veja-como-vai-funcionar-devolucao-do-pix-em-caso-de-golpe","status":"publish","type":"post","link":"https:\/\/www.p31noticias.com.br\/?p=67267","title":{"rendered":"Veja como vai funcionar devolu\u00e7\u00e3o do Pix em caso de golpe"},"content":{"rendered":"<p style=\"text-align: justify;\"><em><strong>Nova regra entra em vigor. A partir de 2026, ser\u00e1 obrigat\u00f3ria<\/strong><\/em><\/p>\n<p style=\"text-align: justify;\"><strong>J\u00e1 est\u00e1 em vigor\u00a0a nova regra que\u00a0facilita\u00a0a devolu\u00e7\u00e3o de transfer\u00eancias indevidas de\u00a0Pix\u00a0e que visa dificultar\u00a0a a\u00e7\u00e3o de golpistas.<\/strong><img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1669307&amp;o=node\" \/>O Mecanismo Especial de Devolu\u00e7\u00e3o (MED) permite rastrear o dinheiro caso outras transfer\u00eancias sejam feitas para mascarar a origem do valor.<\/p>\n<p style=\"text-align: justify;\">Por enquanto, o servi\u00e7o\u00a0\u00e9 opcional aos bancos e institui\u00e7\u00f5es de pagamento.\u00a0<strong>A partir de 2 de fevereiro de 2026, vai se tornar obrigat\u00f3rio para todos<\/strong>.<\/p>\n<h2 style=\"text-align: justify;\">Como funcionava<\/h2>\n<p style=\"text-align: justify;\">Com a nova regra em vigor,\u00a0<strong>ser\u00e1 poss\u00edvel fazer a devolu\u00e7\u00e3o do dinheiro a partir de outras contas, e n\u00e3o apenas daquela utilizada na fraude<\/strong>.<\/p>\n<p style=\"text-align: justify;\">As informa\u00e7\u00f5es ser\u00e3o compartilhadas com os participantes envolvidos nas transa\u00e7\u00f5es e permitir\u00e3o a devolu\u00e7\u00e3o de recursos em at\u00e9 11 dias ap\u00f3s a contesta\u00e7\u00e3o, de acordo com o BC.<\/p>\n<p style=\"text-align: justify;\">Antes, a devolu\u00e7\u00e3o dos recursos era feita apenas a partir da conta originalmente utilizada na fraude. O problema \u00e9 que os fraudadores, em geral, retiram rapidamente\u00a0os recursos da conta que recebeu o dinheiro e os transferem para outras.<\/p>\n<p style=\"text-align: justify;\">Dessa forma, quando o cliente fazia a reclama\u00e7\u00e3o e pedia\u00a0a devolu\u00e7\u00e3o, o mais comum \u00e9 que a conta j\u00e1 estava esvaziada.<\/p>\n<h2 style=\"text-align: justify;\">Sobre o MED<\/h2>\n<p style=\"text-align: justify;\">Existente desde 2021,\u00a0o\u00a0Mecanismo Especial de Devolu\u00e7\u00e3o\u00a0s\u00f3 pode ser usado em caso comprovado de fraudes ou de erros operacionais da institui\u00e7\u00e3o financeira.<\/p>\n<p style=\"text-align: justify;\">A ferramenta n\u00e3o pode ser usada para desacordos comerciais, casos entre terceiros de boa-f\u00e9 e envio de Pix para a pessoa errada por erro do pr\u00f3prio usu\u00e1rio pagador (como erro de digita\u00e7\u00e3o de uma chave).<\/p>\n<p style=\"text-align: justify;\"><em><strong>Ag\u00eancia Brasil<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nova regra entra em vigor. A partir de 2026, ser\u00e1 obrigat\u00f3ria J\u00e1 est\u00e1 em vigor\u00a0a nova regra que\u00a0facilita\u00a0a devolu\u00e7\u00e3o de transfer\u00eancias indevidas de\u00a0Pix\u00a0e que visa dificultar\u00a0a a\u00e7\u00e3o de golpistas.O Mecanismo Especial de Devolu\u00e7\u00e3o (MED) permite rastrear o dinheiro caso outras transfer\u00eancias sejam feitas para mascarar a origem do valor. Por enquanto, o servi\u00e7o\u00a0\u00e9 opcional aos [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":67268,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[68,637],"tags":[],"class_list":["post-67267","post","type-post","status-publish","format-standard","has-post-thumbnail","category-brasil","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.5 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Veja como vai funcionar devolu\u00e7\u00e3o do Pix em caso de golpe - P31<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.p31noticias.com.br\/?p=67267\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Veja como vai funcionar devolu\u00e7\u00e3o do Pix em caso de golpe\" \/>\n<meta property=\"og:description\" content=\"Nova regra entra em vigor. A partir de 2026, ser\u00e1 obrigat\u00f3ria J\u00e1 est\u00e1 em vigor\u00a0a nova regra que\u00a0facilita\u00a0a devolu\u00e7\u00e3o de transfer\u00eancias indevidas de\u00a0Pix\u00a0e que visa dificultar\u00a0a a\u00e7\u00e3o de golpistas.O Mecanismo Especial de Devolu\u00e7\u00e3o (MED) permite rastrear o dinheiro caso outras transfer\u00eancias sejam feitas para mascarar a origem do valor. 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