{"id":64666,"date":"2025-02-20T10:45:46","date_gmt":"2025-02-20T13:45:46","guid":{"rendered":"https:\/\/www.p31noticias.com.br\/?p=64666"},"modified":"2025-02-20T10:45:46","modified_gmt":"2025-02-20T13:45:46","slug":"banco-do-brasil-tem-lucro-recorde-de-r-379-bi-em-2024","status":"publish","type":"post","link":"https:\/\/www.p31noticias.com.br\/?p=64666","title":{"rendered":"Banco do Brasil tem lucro recorde de R$ 37,9 bi em 2024"},"content":{"rendered":"<div class=\"linha-fina-noticia\" style=\"text-align: justify;\"><em><strong>Apenas no quarto trimestre, institui\u00e7\u00e3o lucrou R$ 9,6 bilh\u00f5es<\/strong><\/em><\/div>\n<div style=\"text-align: justify;\">\n<p>O Banco do Brasil (BB) teve lucro l\u00edquido ajustado recorde de R$ 37,9 bilh\u00f5es em 2024, com crescimento de 6,6% em rela\u00e7\u00e3o a 2023. Segundo balan\u00e7o divulgado nesta quarta-feira (19) \u00e0 noite pela institui\u00e7\u00e3o financeira, apenas no quarto trimestre, o lucro totalizou R$ 9,6 bilh\u00f5es, alta de 1,5% em rela\u00e7\u00e3o ao mesmo per\u00edodo do ano anterior.<img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1631126&amp;o=node\" \/>De acordo com o BB, o crescimento no lucro pode ser explicado pelo crescimento na margem financeira bruta (+11,2%), das receitas de presta\u00e7\u00e3o de servi\u00e7os (+4,9%) e pela conten\u00e7\u00e3o das despesas administrativas, que cresceram 4,4% no ano passado e subiram menos que a infla\u00e7\u00e3o.<\/p>\n<h2>Carteira de cr\u00e9dito<\/h2>\n<p>A carteira de cr\u00e9dito ampliada do Banco do Brasil encerrou 2024 com saldo de R$ 1,3 trilh\u00e3o, alta de 15,3% em rela\u00e7\u00e3o a 2023. Os destaques foram as opera\u00e7\u00f5es com pessoas f\u00edsicas, com empresas e com o agroneg\u00f3cio.<\/p>\n<p>Em rela\u00e7\u00e3o \u00e0s pessoas f\u00edsicas, a carteira de cr\u00e9dito ampliada cresceu 7,3% no ano passado, somando R$ 336 bilh\u00f5es. A expans\u00e3o foi influenciada pela carteira de cr\u00e9dito consignado, que cresceu 9,8% no ano passado. A carteira de cr\u00e9dito para pessoas jur\u00eddicas totalizou R$ 461,1 bilh\u00f5es, com alta de 18% em 12 meses.<\/p>\n<p>A carteira ampliada do agroneg\u00f3cio somou R$ 397,7 bilh\u00f5es, batendo o recorde registrado em 2023. O crescimento totalizou 2,9% em rela\u00e7\u00e3o ao trimestre anterior e 11,9% em 12 meses. O BB manteve a lideran\u00e7a no cr\u00e9dito ao segmento.<\/p>\n<p>A carteira de neg\u00f3cios sustent\u00e1veis, que engloba os empr\u00e9stimos a projetos com impacto social e ambiental positivo, somou R$ 386,7 bilh\u00f5es no ano passado, com alta de 12,7% em 12 meses. O montante corresponde a 30% do cr\u00e9dito total do banco.<\/p>\n<h2>Inadimpl\u00eancia<\/h2>\n<p>O \u00edndice de inadimpl\u00eancia acima de 90 dias das opera\u00e7\u00f5es de cr\u00e9dito do banco ficou em 3,32% em dezembro de 2024, alta em rela\u00e7\u00e3o aos 2,92% registrados no fim de 2023. Segundo o BB, a eleva\u00e7\u00e3o decorreu principalmente do segmento de agroneg\u00f3cio, afetado por desastres clim\u00e1ticos no ano passado.<\/p>\n<p>Com a inadimpl\u00eancia maior, a despesa com a provis\u00e3o (reserva) para cr\u00e9ditos de liquida\u00e7\u00e3o duvidosa subiu 16,9% no ano passado.<\/p>\n<h2>Receitas e despesas<\/h2>\n<p>As receitas com presta\u00e7\u00e3o de servi\u00e7os cresceram 4,9% em 2024, totalizando R$ 35,5 bilh\u00f5es. Os destaques foram os segmentos de cons\u00f3rcios (+17,4%); rendas do mercado de capitais (+16,7%); administra\u00e7\u00e3o de fundos (+11,6%); e seguros, previd\u00eancia e capitaliza\u00e7\u00e3o (+10,4%).<\/p>\n<p>As despesas administrativas somaram R$ 37 bilh\u00f5es, alta de 4,4% no ano passado, abaixo da infla\u00e7\u00e3o acumulada no ano passado e dentro das proje\u00e7\u00f5es do banco, que variavam entre 5% e 7%.<\/p>\n<p>O BB tamb\u00e9m divulgou as proje\u00e7\u00f5es para 2025. Para este ano, a institui\u00e7\u00e3o prev\u00ea lucro l\u00edquido ajustado entre R$ 37 bilh\u00f5es e R$ 41 bilh\u00f5es, expans\u00e3o de 5,5% a 9,5% na carteira de cr\u00e9dito. As receitas com presta\u00e7\u00e3o de servi\u00e7os dever\u00e3o ficar entre R$ 34,5 bilh\u00f5es e R$ 36,5 bilh\u00f5es; e os gastos administrativos, entre R$ 38,5 bilh\u00f5es e R$ 40 bilh\u00f5es.<\/p>\n<p><em><strong>Ag\u00eancia Brasil<\/strong><\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Apenas no quarto trimestre, institui\u00e7\u00e3o lucrou R$ 9,6 bilh\u00f5es O Banco do Brasil (BB) teve lucro l\u00edquido ajustado recorde de R$ 37,9 bilh\u00f5es em 2024, com crescimento de 6,6% em rela\u00e7\u00e3o a 2023. Segundo balan\u00e7o divulgado nesta quarta-feira (19) \u00e0 noite pela institui\u00e7\u00e3o financeira, apenas no quarto trimestre, o lucro totalizou R$ 9,6 bilh\u00f5es, alta [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":64668,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[68,637],"tags":[],"class_list":{"0":"post-64666","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-brasil","8":"category-economia"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.5 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Banco do Brasil tem lucro recorde de R$ 37,9 bi em 2024 - P31<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.p31noticias.com.br\/?p=64666\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banco do Brasil tem lucro recorde de R$ 37,9 bi em 2024\" \/>\n<meta property=\"og:description\" content=\"Apenas no quarto trimestre, institui\u00e7\u00e3o lucrou R$ 9,6 bilh\u00f5es O Banco do Brasil (BB) teve lucro l\u00edquido ajustado recorde de R$ 37,9 bilh\u00f5es em 2024, com crescimento de 6,6% em rela\u00e7\u00e3o a 2023. 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