{"id":27680,"date":"2023-04-07T13:32:11","date_gmt":"2023-04-07T16:32:11","guid":{"rendered":"https:\/\/p31noticias.com.br\/?p=27680"},"modified":"2023-04-07T13:32:11","modified_gmt":"2023-04-07T16:32:11","slug":"poupanca-tem-retirada-liquida-de-r-609-bilhoes-em-marco","status":"publish","type":"post","link":"https:\/\/www.p31noticias.com.br\/?p=27680","title":{"rendered":"Poupan\u00e7a tem retirada l\u00edquida de R$ 6,09 bilh\u00f5es em mar\u00e7o."},"content":{"rendered":"<h3 class=\"col-10 offset-1 animated fadeInDown dealy-900 display-8 display-md-8 alt-font font-italic my-1 text-center\" style=\"text-align: justify;\"><em><strong>Este ano, saques superam dep\u00f3sitos em R$ 51,23 bilh\u00f5es.<\/strong><\/em><\/h3>\n<p style=\"text-align: justify;\">Ap\u00f3s retiradas recordes em janeiro e fevereiro, a fuga de recursos da aplica\u00e7\u00e3o financeira mais tradicional dos brasileiros desacelerou. Em mar\u00e7o, os brasileiros sacaram R$ 6,09 bilh\u00f5es a mais do que depositaram na caderneta de poupan\u00e7a, informou o Banco Central (BC).<\/p>\n<p style=\"text-align: justify;\">A retirada l\u00edquida &#8211; saques menos dep\u00f3sitos &#8211; caiu 60,36% em rela\u00e7\u00e3o a mar\u00e7o do ano passado, quando os correntistas retiraram R$ 15,36 bilh\u00f5es a mais do que depositaram.<\/p>\n<p style=\"text-align: justify;\">Com o desempenho de mar\u00e7o, a poupan\u00e7a acumula retirada l\u00edquida de R$ 51,23 bilh\u00f5es no acumulado do ano. Apesar da desacelera\u00e7\u00e3o no m\u00eas passado, a aplica\u00e7\u00e3o registrou a maior retirada acumulada para o per\u00edodo desde 1995, impulsionada pela fuga expressiva de recursos no in\u00edcio do ano. No primeiro trimestre do ano passado, os saques superavam os dep\u00f3sitos em R$ 40,37 bilh\u00f5es.<\/p>\n<p style=\"text-align: justify;\">Em 2022, a caderneta registrou fuga l\u00edquida &#8211; mais saques que dep\u00f3sitos &#8211; recorde de R$ 103,24 bilh\u00f5es, num cen\u00e1rio de infla\u00e7\u00e3o e endividamento altos. Os rendimentos voltaram a ganhar da infla\u00e7\u00e3o por causa dos aumentos da taxa Selic (juros b\u00e1sicos da economia), mas outras aplica\u00e7\u00f5es de renda fixa s\u00e3o mais atraentes que a poupan\u00e7a.<\/p>\n<p style=\"text-align: justify;\">Em 2020, a poupan\u00e7a tinha registrado capta\u00e7\u00e3o l\u00edquida (dep\u00f3sitos menos saques) recorde de R$ 166,31 bilh\u00f5es. Contribuiu para o resultado a instabilidade no mercado de t\u00edtulos p\u00fablicos no in\u00edcio da pandemia da covid-19 e o pagamento do aux\u00edlio emergencial, que foi depositado em contas poupan\u00e7a digitais da Caixa Econ\u00f4mica Federal.<\/p>\n<p style=\"text-align: justify;\">Em 2021, a poupan\u00e7a teve retirada l\u00edquida de R$ 35,5 bilh\u00f5es. A aplica\u00e7\u00e3o foi pressionada pelo fim do aux\u00edlio emergencial, pelos rendimentos baixos e pelo endividamento maior dos brasileiros.<\/p>\n<h2 style=\"text-align: justify;\">Rendimento<\/h2>\n<p style=\"text-align: justify;\">At\u00e9 recentemente, a poupan\u00e7a rendia 70% da taxa Selic. Desde dezembro do ano passado, a aplica\u00e7\u00e3o passou a render o equivalente \u00e0 taxa referencial (TR) mais 6,17% ao ano, porque a Selic voltou a ficar acima de 8,5% ao ano. Atualmente, os juros b\u00e1sicos est\u00e3o em 13,75% ao ano, o que fez a aplica\u00e7\u00e3o financeira deixar de\u00a0<a href=\"https:\/\/agenciabrasil.ebc.com.br\/economia\/noticia\/2022-10\/poupanca-deixa-de-perder-para-inflacao-apos-dois-anos\" target=\"_blank\" rel=\"noopener\">perder para a infla\u00e7\u00e3o pela primeira vez desde meados de 2020<\/a>.<\/p>\n<p style=\"text-align: justify;\">Nos 12 meses terminados em mar\u00e7o, a aplica\u00e7\u00e3o rendeu 7,7%, segundo o Banco Central. No mesmo per\u00edodo, o \u00cdndice Nacional de Pre\u00e7os ao Consumidor-15 (IPCA-15), que funciona como pr\u00e9via da\u00a0<a href=\"https:\/\/agenciabrasil.ebc.com.br\/economia\/noticia\/2023-03\/previa-da-inflacao-oficial-cai-para-069-em-marco\" target=\"_blank\" rel=\"noopener\">infla\u00e7\u00e3o oficial, atingiu 5,36%<\/a>.<\/p>\n<p style=\"text-align: justify;\">O IPCA cheio de mar\u00e7o ser\u00e1 divulgado na pr\u00f3xima ter\u00e7a-feira (11) pelo Instituto Brasileiro de Geografia e Estat\u00edstica (IBGE).<\/p>\n<p style=\"text-align: justify;\">Ag\u00eancia Brasil.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Este ano, saques superam dep\u00f3sitos em R$ 51,23 bilh\u00f5es. Ap\u00f3s retiradas recordes em janeiro e fevereiro, a fuga de recursos da aplica\u00e7\u00e3o financeira mais tradicional dos brasileiros desacelerou. Em mar\u00e7o, os brasileiros sacaram R$ 6,09 bilh\u00f5es a mais do que depositaram na caderneta de poupan\u00e7a, informou o Banco Central (BC). A retirada l\u00edquida &#8211; saques [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":27681,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[68,637],"tags":[],"class_list":{"0":"post-27680","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-brasil","8":"category-economia"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.5 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Poupan\u00e7a tem retirada l\u00edquida de R$ 6,09 bilh\u00f5es em mar\u00e7o. - P31<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.p31noticias.com.br\/?p=27680\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Poupan\u00e7a tem retirada l\u00edquida de R$ 6,09 bilh\u00f5es em mar\u00e7o.\" \/>\n<meta property=\"og:description\" content=\"Este ano, saques superam dep\u00f3sitos em R$ 51,23 bilh\u00f5es. Ap\u00f3s retiradas recordes em janeiro e fevereiro, a fuga de recursos da aplica\u00e7\u00e3o financeira mais tradicional dos brasileiros desacelerou. Em mar\u00e7o, os brasileiros sacaram R$ 6,09 bilh\u00f5es a mais do que depositaram na caderneta de poupan\u00e7a, informou o Banco Central (BC). 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